Start here
Enter your primary checking balance
Plan preview
Period
Net position
—
Show breakdown
Net position detail appears after visibility loads.
Safe to spend
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Show breakdown
Available to spend detail appears after visibility loads.
Card balances
—
Show breakdown
Card details appear after visibility loads.
This month
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Show breakdown
Period detail appears after reporting loads.
Recent activity
No recent activity yet.
Home tools
SIMPLIFI FIRST
Accounts 0
Transactions 0
Net $0.00
Plaid production is not active yet. Use Simplifi CSV import here while sandbox testing stays separate.
Profile
Signed in to the demo account. Reset any time to return to the seeded baseline.
Load status: waiting for refresh.
Workspace history
No recent manual changes yet.
Needs review
Needs review appears after you update data.
Trust note appears after you update data.
Recent transactions
Counted spend
$0.00
Money in
$0.00
Transfers excluded
$0.00
Debt paydown
$0.00
Uncategorized
$0.00
Classification coverage will appear after you refresh your data.
Category health appears after reporting loads.
Monthly trend graph will appear after refresh.
Visibility anchors
Starting balances
0
Anchored accounts
0
Transfers matched
0
Current balances
0
Uncategorized
0
Need actual balance
0
Verified
0
Ready
0
Cash allocation graph will appear after refresh.
No accounts needing review right now.
No verified accounts yet.
No starting balances yet.
No current balances yet.
No transfers matched yet.
Where spend landed
No categorized spend yet.
Category library
Primary categories are the top-level buckets. Secondary categories sit under a primary and are what you’ll usually pick while editing transactions.
Categories will appear after they load.
Cash earmarks
Actual cash
$0.00
Cash buffer
$0.00
Total earmarks
$0.00
Adjusted cash
$0.00
Select an account in the left rail to preview how a new savings goal affects that account.
No cash-position summary yet.
No savings goals yet.
Cards
We need the current balance for AMEX Blue Cash Preferred before giving paydown guidance.
What to do next
Enter current balance
Compare options will appear after the current balance is available.
Details
Pay next
$0.00
Overall usage
No data yet
Cards reporting
0
Effect
low
More payment details appear after visibility loads.
No payment events yet.
No card recommendations yet.
Card details
Card details
Saved metadata will override statement fallback fields in future recommendations.
Card activity
Review charges and payments after the current balance is available.
View details
No card activity yet.
Allocation plan
Cash left to assign
$0.00
Cash shortfall
$0.00
Card excess
$0.00
Planned transfers
$0.00
Planned payments
$0.00
Refresh your data to build the allocation plan.
No allocation moves planned yet.
No planner rows yet.
Fix differences
Use Fix differences for account-by-account review and manual classification without juggling the rest of the dashboard.
Review details
Uncategorized
No unresolved merchants.
Card summary
Month-start debt
$0.00
Current balance
$0.00
Payments so far
$0.00
Pay now
$0.00
Remaining to fund
$0.00
Suggested transfers
$0.00
Card summary will appear after the current balance is available.
Show details
No month-roll view yet.
Unusual charges
No unusual charges right now.
Subscriptions
No recurring subscriptions detected yet.
Reviewed charges
No reviewed charge checks yet.
Review details
Review details
Integrity checks appear after visibility loads.
No data integrity issues right now.
Tax prep
Tax year
n/a
Documents
0
No tax documents imported yet.
Tax hints
No tax-relevant transaction hints yet.
Transaction hints will appear here once tax docs or matching transactions are loaded.
Net worth
Assets
$0.00
Liabilities
$0.00
Net position
$0.00
Net worth composition graph will appear after refresh.
Tracked property
No tracked properties yet.
No tracked net worth positions yet.
No external value updates yet.
Account activity
No account activity yet.
Monthly rollup
No monthly rollups yet.
Recent transactions
No transactions yet
Account summary
Click any account row, balance chart bar, or account-backed net worth position to inspect that account's transaction detail here.
Select an account to inspect its ledger.
Transaction detail
Click a transaction to inspect how it is classified, what account it hit, and what related activity may explain it.
Suggested next move
Advanced details
Debug output
Trust layer
low trust
Decision engine
Stay conservative
Maintain current plan
Pay later
Use cash buffer
Plan simulation
Compare options
Stay conservative
Maintain current plan
Pay later
Use cash buffer
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Update current balance
This updates the observed balance for this account.
Add transaction
Change saved.